Laybuy - Buy Now Pay Later
Laybuy lets you receive online purchase NOW and spread the total cost over 6 weekly automatic payments
How it Works
Simply select Pay by Laybuy at checkout
Log in or Register for Laybuy and complete your order in seconds
Complete your purchase using an existing debit or credit card
Pay over 6 weeks and receive your purchase now
Just continue to checkout and select Laybuy as your payment option or visit laybuy.com/consumer to create your account.
Any NZ resident over 18 with a current debit or credit card.
Your limit is assigned through our instant credit check upon sign up. If you don't have a credit score, Laybuy will assign you with $120. No extra information about you is required!
Simply return your items to the Retailer as normal. The Retailer will process the refund through the Laybuy platform and we will credit the funds to your nominated debit or credit card and adjust or cancel your payment schedule as necessary.
A late fee of $10 will be applied to your account 24 hours after a missed payment. You can also spend more than your assigned limit, the excess will be added to your first payment.